Latest UKVI Financial Guidelines (2025/2026)
UK Visa Maintenance Calculator 🇬🇧
Verify tuition fees and living expense proof required to show for your UK Student Visa. Search your sponsor university to auto-detect London rates and convert calculations into your local currency.
1. Institution & Location
🏫
Search or choose a university above to automatically load campus visa rates.
Base Rate: 1 GBP = ₹105.5000 INRHOERP Rate (+4%): 1 GBP = ₹109.7200 INR
⚠️ HOERP Policy: Converted costs include the official UKVI 4% exchange rate markup.
2. Financial Statement Details
ℹ️ Cap: £1,529 can be deducted from living costs for accommodation paid to the university.
3. Export & Share Statement
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Generate a clean, printable PDF statement containing all tuition and living cost calculation breakdowns.
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Financial Requirement
Live CalculatorTotal Proof of Funds Required
£11,539
≈ ₹1,266,059
Tuition Owed + Maintenance (converted using selected currency: INR)
Calculation Breakdown
GBP (£)
INR
Remaining TuitionFees payable less paid
£0
₹0
Base Maintenance£1171 / month x 9 months
£10,539
₹1,156,339
Fluctuation BufferBuffer for exchange rates (+£1,000)
+£1,000
+₹109,720
Net MaintenanceLiving expenses proof
£11,539
₹1,266,059
📋 UKVI Financial Checklist
- ✔The 28-Day RuleAny funds you show as visa financial proof must be held in your bank account for a consecutive **28-day period**. The balance must not fall below the required amount for even a single day during this period.
- ✔Age of StatementYour financial bank statement must be dated within **31 days** of the date you submit your online visa application.
- ✔Official Accommodation CapOnly fees paid directly to the **University / College** for accommodation can be deducted (up to a maximum of **£1,529**). Private rent payments to landlords cannot be deducted.
⚠️ **Caution**: UKVI financial regulations and lists of differential countries fluctuate and can change at any time.
HOERP Policy: Converted local currency estimates include the official Home Office exchange rate 4% markup.
UK Visa Financial Proof Worksheet
Generated on 7/5/2026 | tools.uniexperts.io
Sponsor Institution:Manual Entry
Campus Location:outside London
Student Nationality:India
12-Month Residence Exemption:No
Differential Exemption:No
Local Exchange Currency:INR (@ 109.7200)
| Line Item Details | GBP (£) | INR |
|---|---|---|
| Total Course Tuition FeesGross tuition fees for the academic program | £0 | ₹0 |
| Remaining Tuition Fees OwedNet tuition fees required to show | £0 | ₹0 |
| Base Maintenance RequiredLiving expenses: £1171 / month x 9 months | £10,539 | ₹1,156,339 |
| Fluctuation BufferAdded safety buffer (+£1,000) | +£1,000 | +₹109,720 |
| TOTAL REQUIRED VISA FUNDSProof of Visa Funds to Show | £11,539 | ₹1,266,059 |
⚠️ Financial Regulation Warning: Under UKVI guidelines, the total required visa funds must be held in your bank account for a minimum of 28 consecutive days. Your official bank statement must be dated within 31 days of the date of visa application submission. Check official guidelines at: gov.uk/student-visa/money
Exchange Rate Notice (HOERP): Converted costs include the official UKVI 4% markup above the base market exchange rate.
This document is a calculation summary from the UniExperts Utilities portal. Verify exact requirements before submission.